Flipping for Cartwheel

Target is really one of the best stores ever. If you haven't downloaded their Cartwheel app – do it now. No, really, stop reading this and go download it immediately. It will save you tons of money!

Cartwheel offers discounts on all sorts of things at Target including name brands and store brands. The deals offer a percentage off, such as 10% off women's clothing or 15% off Windex. You can search for deals, browse them, or even use the barcode scanner. I prefer to use the barcode scanner just to be sure the item is included in the deal. It's also wise to read the details – most deals are good for up to 4 items, but some are more and others less. You load the deals you want to use into your cart, called “my cartwheel”. To start, you can put 14 deals in your cart, but you can earn more. I am up to 20 on mine. Then the app combines them into one barcode that you scan at the register. You will clearly see on your receipt exactly what the final price was for each item. The deals have an expiration date, but you can use them an unlimited amount of times (actually up to 6 times per day, but you have a serious problem if you try to use it more than that).

The best part is that you can use this in addition to the current coupon policy, which means you can stack the deals with a target coupon and a manufacturer coupon. Most of the Cartwheel deals apply on clearance items (occasionally they exclude clearance but it will say that in the details section). Plus, if you use your Red Card you get an additional 5% off. What are you waiting for? You should be at Target.  

Why did it take me so long to do this?

That's what I keep asking myself about signing up for the Target Debit Card. 

This card has great benefits!  You get 5% off of your purchases in stores and online.  This is not 5% back; this is an actual discount at the time of purchase.  You also get free shipping on all online orders with no minimum purchase.  If you choose the debit card (not the credit card) it will be linked to your checking account.  That means no monthly bill to pay, no interest, and no debt.  There is no annual fee because this is not a credit card.  You can also get cash back with your purchase because it is linked to your checking account.

Add this to Target's coupon policy and you have great savings heading your way.  Target has store coupons both online and in mailings.  These can be stacked, or paired, with manufacturer's coupons for double savings.

I recently bought some medicine that was priced at $7.49.  I had a Target coupon and a manufacturer's coupon - together they were $7 off.  With my Target debit card, I paid 47 cents!