That's what I keep asking myself about signing up for the Target Debit Card.
This card has great benefits! You get 5% off of your purchases in stores and online. This is not 5% back; this is an actual discount at the time of purchase. You also get free shipping on all online orders with no minimum purchase. If you choose the debit card (not the credit card) it will be linked to your checking account. That means no monthly bill to pay, no interest, and no debt. There is no annual fee because this is not a credit card. You can also get cash back with your purchase because it is linked to your checking account.
Add this to Target's coupon policy and you have great savings heading your way. Target has store coupons both online and in mailings. These can be stacked, or paired, with manufacturer's coupons for double savings.
I recently bought some medicine that was priced at $7.49. I had a Target coupon and a manufacturer's coupon - together they were $7 off. With my Target debit card, I paid 47 cents!
Tuesday, August 21, 2012
Reduce, Reuse, Recycle
The Green Movement may be labeled "green" because it's good for the environment, but it could also be labeled "green" because it's good for your wallet.
Reduce - The biggest way to spend small is to buy less! This seems so simple - but many people just can't seem to do it. Ask yourself, "How many ______ do I really need?" Cut back on clothes, shoes, toys, books, games, kitchen gadgets, etc. We love to buy books, but how many books do we really need? If I can get it at the library, then I don't buy it. You may want to declutter your home to start off right. A clean, organized home is a great incentive to reduce how much more you bring into it.
Reuse - We live in a society that says newer is better. We no longer believe in "Use it up, wear it out, make it do or do without". For instance, just because our cell phone contract ended, we didn't have to buy new phones. The old ones still work fine. If something can still be used, than use it! Don't buy into the money draining belief that newer or bigger is better.
Recycle - They say that one man's junk is another man's treasure. This brings to mind yard sales, Craig's List, and Freecycle. But in fact, your own junk could be just as valuable when used in a new way. Be creative! Think of new uses for an object before throwing it away. It may be just what you were looking for.
Reduce - The biggest way to spend small is to buy less! This seems so simple - but many people just can't seem to do it. Ask yourself, "How many ______ do I really need?" Cut back on clothes, shoes, toys, books, games, kitchen gadgets, etc. We love to buy books, but how many books do we really need? If I can get it at the library, then I don't buy it. You may want to declutter your home to start off right. A clean, organized home is a great incentive to reduce how much more you bring into it.
Reuse - We live in a society that says newer is better. We no longer believe in "Use it up, wear it out, make it do or do without". For instance, just because our cell phone contract ended, we didn't have to buy new phones. The old ones still work fine. If something can still be used, than use it! Don't buy into the money draining belief that newer or bigger is better.
Recycle - They say that one man's junk is another man's treasure. This brings to mind yard sales, Craig's List, and Freecycle. But in fact, your own junk could be just as valuable when used in a new way. Be creative! Think of new uses for an object before throwing it away. It may be just what you were looking for.
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